The applicant held sufficient funds but across four institutions in two countries, with a recent large transfer from a business sale that had no accompanying documentation trail.
The problem
Balances alone would not satisfy the source-of-funds requirement. The sale proceeds needed a documented chain from contract to cleared balance.
What we did
- Assembled the full transaction chain: sale agreement, completion statement, bank confirmations
- Obtained translated and certified statements for the overseas accounts
- Restructured holdings so the qualifying balance sat in one account for the full holding period
- Built a three-year financial projection to support the business plan
- Worked directly with the client's immigration solicitor on final bundling
Outcome
Application approved with no request for further information.